Frequently asked questions.

What to know about Costs and Coverage

Do you take insurance?

I’m currently only in-network with Cigna through 1/1/2026 and bill them directly. If you have out-of-network benefits with other private insurance companies, I can provide a paperwork called a Superbill for you to submit for reimbursement. See more information below.

What is your fee?

  • Couples Therapy $175 per one hour sessions

What do “out of network benefits” mean?

Your insurance company either requires you to remain in network or they allow you to go out of network. If you have exclusively in network benefits, the insurance company will only pay for services when you see providers who are directly impaneled with your insurance company. If you have out of network benefits, your insurance company will cover a portion of the fees incurred by seeing a provider who is not impaneled with your insurance.

How do I know what kind of benefits I have? Can I get reimbursed?

On the back of your insurance card, you’ll find a member services phone number. Call this number and let the representative know you want to see an “out-of-network behavioral health provider.” Ask about your out-of-network benefits and they’ll tell you if you have any coverage and explain what’s included. For example, you might need to meet a deductible first, or your benefits might be available right away. Be sure to ask what percentage or amount of your sessions will be covered, and how to submit your paperwork or Superbill for reimbursement. Usually, it’s as simple as uploading the Superbill to an online portal.

What about Medicare?

I don’t accept Medicare or Medicare Advantage plans. Your Medicare Advantage plan may state that you have out of network benefits. However, as an “opt-out” clinician, neither of us can seek Medicare reimbursement, and Medicare requires that we both sign a form acknowledging this. If Medicare is your primary insurance but you have a secondary private insurance (like Blue Cross), that secondary insurance may offer out-of-network benefits. Please contact the secondary insurance for more information.

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